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Children: "We are in financial difficulties"

Children: "We are in financial difficulties"

How to explain to children that the household economy is in crisis, not an easy task, but much worse is to hide a reality that sooner or later will affect and be together, commit to succeed. It therefore has to speak on the challenges to be faced.

The changes never cease to be disturbing, even more so when it comes economic stability of a family, where the interests and welfare of its members will be altered. When a situation of unemployment, reduced income, or some unexpected accident (theft, natural disasters, death of a parent, etc..) Is presented that the imbalance in the family finances are not expected. The need arises then to take measures to help overcome this predicament and also to stimulate, to each put their bit to balance the loads.

How to tell the children?

In most cases, the economic crisis are somewhat predictable and can treated before bottoming out. It is at this moment, where adults must make a stop and rethink the way each of the expenses the family has and the ability to cover them with real income. Once this analysis, parents should let children know what is happening, who however small, will feel the tense atmosphere that regularly produces such a circumstance.

should be presented as a crisis situation that requires immediate attention but do not dramatize the issue. Some encouraging words that imply improvement and opportunity, come better effect than a defeatist message. It has to speak clearly about changes facing the family and invite them to be aware of the support that each one can provide, however minimal it may seem the contribution.

For obvious reasons, the information submitted in the children, should reflect the level of understanding that is age. In particular, younger children may feel scared about it and may even fantasize about the place of home, school, etc. Which warrants monitoring by parents. In the case of older children, they may give more detail, it is considered that at his age, and are aware of the value of money and need it to purchase goods materials.

When they make them know what happens at home, they will understand better why they are denied a toy, a dress or holiday travel ... This talk will make things easier and also be a valuable learning for children, live in an austere environment but with much warmth.

On the other hand, the family unit in these cases, determining that the impasse can be overcome with success: "In studies over the past 30 years have shown that the best way we can really overcome a family crisis is basically staying together and working as team (...) The adults in the household should focus on maintaining a positive relationship with each other, regardless of whether or not there is money there. "says Dr. Lenna Ontai, in an article in the University of California.

Dealing with family economic crisis

Each case is unique, conditions vary from family to family, however, before an economic crisis, there are several events that could contain:

The cravings children:

the desire for more and more, often influenced by their Friends more capacity for the same economic or spam will be a challenge that parents must learn to manage. It is essential to teach children to value what they have, without pretending to have what is within your reach.

Children must be part of family decisions: when children, especially teenagers, feel appreciated and also refers to his view they are more likely to become aware of the situation they are going through as well cooperate more readily. There are some things that Mom and Dad must take alone, but others may require the consent of the children.

not allow the family environment is affected: you can not add a problem to another problem: a marital crisis or conflict with children, will severely complicate the economic dilemma. Faced with difficulties like these, you must preserve unity and peace, for the anguish not see the next picture and lose sight of the possible solutions. A harmonious family environment, help the problem is treated effectively.

crises are cyclical: now we're fine, we'll know tomorrow, or vice versa. As in most cases, accompanying cycles life, there are good moments and some not so good, so keep in mind that better times will come, will be hoping to reign in the place of despair.

family budget: is this crisis or not, the family budget is an essential tool to find out the reality of household finances. Keep a monthly budget, is a preventive measure that invites the order and money management. Also, create a savings in the family, where children set aside part of their allowances for different purposes, will take this belief as part of his life.

Finally, in a situation difficult economic union and family understanding, are the best alternatives to be able to overcome this impasse. The union of the spouses and creating a positive environment, children will take this difficulty as an event more than life in addition to strengthening them, they will learn to cope with similar situations in the future.

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